Who We Are

To meet the needs and exceed the expectations of our clients, Sterling has assembled one of the most admired, trusted, professional and dedicated support staffs in the industry. Integrity, professionalism, and value added services are the hallmarks of the Sterling Resources tradition.

Our staff is composed of high-level insurance professionals with decades of experience in case analysis, field underwriting and carrier negotiation. We do not provide estate planning services, nor do we offer tax or legal advice.  Rather, with our considerable experience in these areas, we work in conjunction with trusted advisors and family office professionals to design and implement the insurance coverage which creates the liquidity necessary for estate and business succession plans to succeed.

Well known by advisors of ultra-high net worth families and philanthropic organizations, the Sterling Resources team has been working together to serve clients for over three decades. The average length of service of Sterling’s core support team is in excess of sixteen years. The absence of staff turnover is reflective of an environment conducive to building long term relationships, internally and with our clients and their advisors. This continued level of commitment has laid a foundation that enables us to provide exceptional service to our clients well into the future.

Officers

Karl J. Feitelberg
Chairman and Chief Executive Officer

As the Chairman and Chief Executive Officer of Sterling Resources, Ltd. and Sterling Resources International of Bermuda Ltd., Karl is responsible for all specialized insurance services. Karl earned a Bachelor of Arts degree in Economics from Fairfield University. Karl is the 3rd generation of the Feitelberg family to enter the insurance industry. He is a licensed Insurance Advisor, and has earned designations of Chartered Life Underwriter, Chartered Financial Consultant, Trust and Estate Practitioner, Accredited Estate Planner®; holds a FINRA Series 6 registration (Investment Company Products/Variable Contracts Limited Representative), is a member of the Association for Advanced Life Underwriting (AALU), Boston Estate Planning Council, a member of the National Association of Insurance and Financial Advisors, a member of The Society of Financial Service Professionals, and a member of the Society of Trust and Estate Practitioners* ("S.T.E.P."). Recognized both nationally and internationally, Karl is regularly invited to chair and/or speak at seminars and conferences for legal, tax, and accounting professionals and has authored several articles on International Insurance issues.

Karl is deeply involved with several philanthropic organizations.
California Insurance License #749293.
* Services are performed in conjunction with one's tax and legal advisors.

Karl Feitelberg is a registered representative of and offers securities and investment advisory services through MML Investors Services, LLC., Member SIPC http://sipc.org/ Supervisory Office: 330 Whitney Ave., Suite 600; Holyoke, MA 01040 Telephone 413-539-2000.

Check the background of this investment professional on FINRA's BrokerCheck.

Sterling Resources Ltd., Sterling Resources Insurance Agency, and Sterling Resources International of Bermuda are not subsidiaries or affiliates of MML Investors Services, LLC, or its affiliated companies.

Officers

Tobi Silver
President

Tobi has been with Sterling Resources, Ltd. since its inception in 1989. As President, she works closely with our clients and their advisors to audit and implement diversified life insurance portfolios. Tobi is also responsible for advanced underwriting, specializing in Private and Corporate split dollar plan evaluation, implementation and service and assists our producer group with the ongoing development of planning tools and portfolio stress testing. She holds a Bachelor of Arts in Economics from the University of Massachusetts at Amherst and an MBA in Finance and Information Systems from Northeastern University.

Officers

Caitlin McKinney
Chief Operating Officer

Caitlin has been with Sterling Resources, Ltd. since 1998, and is responsible for establishing and maintaining the procedures which provide our clients and/or their advisors concierge implementation and service of their life insurance portfolios.  In addition to overseeing Sterling Resources' underwriting and licensing department, she works directly with our clients' attorneys, accountants and advisors to coordinate the execution and exchange of the supporting documents required to streamline year-end reporting.  Caitlin’s considerable experience allows her to design proactive implementation and service models specifically for each client's needs.  She holds a Bachelor of Science in Business Administration from Emmanuel College.

Officers

Linda Nistico Klier
Chief Financial Officer

Linda joined Sterling Resources Ltd, in 2013. She is responsible for financial and management reporting for Sterling Resources Insurance Agency, Inc. and its related business entities. She oversees the daily accounting operations to ensure all financial components of the insurance transactions are properly captured and recorded in a timely and efficient manner. Additionally, Linda plays an active role with respect to private split dollar analysis and life insurance portfolio design. She holds a Bachelor of Science in Accounting from Babson College. Prior to joining Sterling Resources, Linda started her career in public accounting at Arthur Andersen, LLP in Boston. There she earned her CPA credentials and worked for 14 years in both the Commercial Audit division and the Operational Consulting division.

Principals

Jason Feitelberg
Principal

Jason is the 4th generation of the Feitelberg family to enter the insurance industry. He joined Sterling Resources, Ltd. in 2011 to continue the family legacy of providing liquidity solutions to high net worth families and closely held businesses. Prior to joining Sterling, Jason spent 6 years in financial services at Babson Capital. A 2004 graduate of Colby Sawyer with a Bachelor of Science in Business Administration, Jason is a member of the Boston Estate Planning Council. He currently holds Life & Health Insurance licenses and Series 7 and 66 FINRA registrations.

Jason has been honored by the Cape and Plymouth Business Magazine's "40 under 40 Awards" which spotlights the region's top young business leaders who excel in their industry and show dynamic leadership. Jason also serves as Trustee/Development Chair for Crossroads for Kids, an organization dedicated to creating a safe and caring community for children at risk.

Massachusetts Insurance License # 1900698.

Jason Feitelberg is a registered representative of and offers securities and investment advisory services through MML Investors Services, LLC., Member SIPC http://sipc.org/ Supervisory Office: 330 Whitney Ave., Suite 600; Holyoke, MA 01040 Telephone 413-539-2000.

Check the background of this investment professional on FINRA's BrokerCheck.

Sterling Resources Ltd., Sterling Resources Insurance Agency, and Sterling Resources International of Bermuda are not subsidiaries or affiliates of MML Investors Services, LLC, or its affiliated companies.

Principals

Jack Eiff
Principal

Jack Eiff came to Sterling following a career in financial services in New York City where he held senior positions at leading financial institutions including E*Trade, Société Générale, Spear, Leeds and Kellogg, and Fidelity Capital Markets. Jack advises clients and their advisors on how to attain their wealth transfer, estate planning and business succession goals through life insurance and helps to ensure that the portfolio of products continues to perform according to expectations. Jack holds a Bachelors of Arts degree from Ohio Wesleyan University. He lives in Rye, New York with his wife and three children.

Jack Eiff is a registered representative of and offers securities and investment advisory services through MML Investors Services, LLC., Member SIPC http://sipc.org/ Supervisory Office: 330 Whitney Ave., Suite 600; Holyoke, MA 01040 Telephone 413-539-2000.

Check the background of this investment professional on FINRA's BrokerCheck.

Sterling Resources Ltd., Sterling Resources Insurance Agency, and Sterling Resources International of Bermuda are not subsidiaries or affiliates of MML Investors Services, LLC, or its affiliated companies.

Principals

Heather H. Powers
Principal

Heather came to us in 2018 from Commonwealth Financial Group in Boston, where she was a Senior Partner with 29 years of service.  She will continue to build on her significant experience with the design and implementation of life insurance portfolios. Heather's longevity in the industry makes her equally adept at new client matters and the auditing of long standing portfolios. Heather holds a Bachelor of Arts degree from Middlebury College, where she graduated Phi Beta Kappa, Magna Cum Laude. In addition, she is a Chartered Life Underwriter, Chartered Financial Consultant, and Licensed Insurance Advisor who maintains FINRA Series 6 and 63 registrations (Investment Company Products/Variable Contracts Limited Representative).  She lives in Westwood, MA with her husband and 2 sons.

Heather Powers is a registered representative of and offers securities and investment advisory services through MML Investors Services, LLC., Member SIPC http://sipc.org/Supervisory Office: 101 Federal Street, Suite 800; Boston, MA 02110 Telephone 617-439-4389.

Check the background of this investment professional on FINRA's BrokerCheck.

Sterling Resources Ltd., Sterling Resources Insurance Agency, and Sterling Resources International of Bermuda are not subsidiaries or affiliates of MML Investors Services, LLC, or its affiliated companies.

Our Team

Julia Cain
Assistant to the Chief Financial Officer

Julia has been with Sterling Resources, Ltd. since 1997. She is primarily responsible for Accounts Payable and Receivable and the preparation of financial statements. In addition, she manages human resource data, payroll and employee benefits. Julia holds a Bachelor of Science degree from Lesley College.

Our Team

Lael Estifanos
Marketing Assistant

Lael joined Sterling Resources in 2018. He is responsible for assisting in the development of marketing presentations, conducting market research, as well as providing direct administrative support for Tobi Silver. A self-motivated and goal oriented individual whose true nature stems from his deep involvement with Crossroads, a year round youth leadership program since 2007; Lael obtained his Bachelors of Science in Management/Marketing from Bridgewater State University in 2017.

Our Team

John Fields
Marketing/Product Analyst

John Fields is the latest addition to the Sterling Resources, Ltd. family.  John brings 15 years of experience to our team in both Finance and Life Insurance. He currently holds Life & Health Insurance Licenses and Series 6, 63, 7 and 65 FINRA registrations. He is responsible for assisting in the development of marketing presentations, conducting market research and performing analytic and administrative duties for the Marketing Department and Senior Management. He is an active volunteer with the American Liver Foundation charity marathon team and is a three-time winner of the Volunteer of the Year award.

Our Team

My Loi
New Business and Policyholder Support

Mimi joined Sterling Resources, Ltd. in 2010 and works in all aspects of the underwriting process and policyholder services. She is also responsible for obtaining proper carrier appointments for our producers. Mimi works with our clients' attorneys, accountants and advisors, allowing our office to coordinate the execution and exchange of necessary supporting documents required to streamline the life insurance planning process. She entered the life insurance industry in 1988 working as a New Business Case Manager and was a liaison for agents and life underwriters for a major life insurance company for many years. Mimi holds a Bachelor of Arts in Mathematics from Boston University.

Underwriting Process: Includes preliminary forms, obtaining medical record history, coordinating examination times, providing insurance carriers entire underwriting files and negotiating the best offer for our client.Servicing: Includes but is not limited too, changes to an in force policy/contract such as, loan/withdrawal transactions, dividend option, underwriting classification updates, address changes, death benefit options and owner/beneficiary changes. In addition, our office provides a detailed Summary of Policy Values, including in force illustrations reflecting current and reduced dividend and interest rate assumptions. Our office assists our traditional, registered variable clients and private placement clients by providing forms for the execution of their desired premium allocations, fund transfers and obtain performance histories. For our private placement clients only we assist in premium notification and help execute transfers of funds among their various planning entities.

In addition, we provide assistance with coordinating life insurance and annuity products with the necessary supporting documents: Examples, Irrevocable/Revocable Trusts, Split Dollar Agreements, Collateral Assignments, LLC's, and various administrative services.

Our Team

Carol O'Reilly
Marketing and Administration

Carol has been with Sterling Resources, Ltd. since 1998, and provides administrative support to Karl Feitelberg. In addition, she assists in the preparation of marketing presentations. She also coordinates Sterling's events and industry presentations. Prior to joining Sterling Resources, Carol was a computer software instructor. Her experience and knowledge with various software applications have proven her to be an invaluable asset to our team.