Who We Are

To meet the needs and exceed the expectations of our clients, Sterling has assembled one of the most admired, trusted, professional and dedicated support staffs in the industry. Integrity, professionalism, and value added services are the hallmarks of the Sterling Resources tradition.

Our staff is composed of high-level insurance professionals with decades of experience in case analysis, field underwriting and carrier negotiation. We do not provide estate planning services, nor do we offer tax or legal advice.  Rather, with our considerable experience in these areas, we work in conjunction with trusted advisors and family office professionals to design and implement the insurance coverage which creates the liquidity necessary for estate and business succession plans to succeed.

Well known by advisors of ultra-high net worth families and philanthropic organizations, the Sterling Resources team has been working together to serve clients for over three decades. The average length of service of Sterling’s core support team is in excess of sixteen years. The absence of staff turnover is reflective of an environment conducive to building long term relationships, internally and with our clients and their advisors. This continued level of commitment has laid a foundation that enables us to provide exceptional service to our clients well into the future.

Officers

Karl J. Feitelberg
Founder and Chief Executive Officer

As the Founder and Chief Executive Officer of Sterling Resources, Ltd. and Sterling Resources International of Bermuda Ltd., Karl is responsible for all specialized insurance services. Karl earned a Bachelor of Arts degree in Economics from Fairfield University. Karl is the 3rd generation of the Feitelberg family to enter the insurance industry. He is a licensed Insurance Advisor, and has earned designations of Chartered Life Underwriter, Chartered Financial Consultant, Trust and Estate Practitioner, Accredited Estate Planner®; holds a FINRA Series 6 registration (Investment Company Products/Variable Contracts Limited Representative), is a member of the Association for Advanced Life Underwriting (AALU), Boston Estate Planning Council, a member of the National Association of Insurance and Financial Advisors, a member of The Society of Financial Service Professionals, and a member of the Society of Trust and Estate Practitioners* (“S.T.E.P.”). Recognized both nationally and internationally, Karl is regularly invited to develop and speak on family enterprise succession and related topics at University sponsored educational conferences for families and Family Office professionals.

Karl is deeply involved with several philanthropic organizations.
California Insurance License #749293.
* Services are performed in conjunction with one’s tax and legal advisors.

Karl Feitelberg is a registered representative of and offers securities through The Leaders Group, Inc., Member FINRA/SIPC Supervisory Office: 26 W Dry Creek Circle, Suite 800, Littleton, CO 80120, 303-797-9080.

Check the background of this investment professional on FINRA’s BrokerCheck.

Karl Feitelberg - Profile on The Marque

Officers

Tobi Silver
President

Tobi has been with Sterling Resources since the company was founded in 1989. As President, she works with trust and estate advisors, tax planners and wealth managers, heading all advanced underwriting tasks, and utilizing her more than 30 years’ experience specializing in private and corporate split dollar plan evaluation and implementation. Tobi also contributes to the ongoing development of planning tools and portfolio stress testing.

With a background in finance and information systems, Tobi approaches each project as a technician. This is a mindset that helped her lead the development of the company’s service department. Also, despite the insurance industry being fairly new to her in her early days, she is now the firm’s leader in translating its values and vision to clients.

Tobi earned a BA, magna cum laude, in Economics from the University of Massachusetts at Amherst and holds an MBA in Finance and Information Systems from Northeastern University. While at Northeastern, Tobi was also inducted into Phi Beta Kappa.

Tobi Silver - Profile on The Marque

Officers

Caitlin McKinney
Chief Operating Officer

Caitlin has been with Sterling Resources, Ltd. since 1998, and is responsible for establishing and maintaining the procedures which provide our clients and/or their advisors concierge implementation and service of their life insurance portfolios.  In addition to overseeing Sterling Resources’ underwriting and licensing department, she works directly with our clients’ attorneys, accountants and advisors to coordinate the execution and exchange of the supporting documents required to streamline year-end reporting.  Caitlin’s considerable experience allows her to design proactive implementation and service models specifically for each client’s needs.  She holds a Bachelor of Science in Business Administration from Emmanuel College.

Officers

Linda Nistico Klier
Chief Financial Officer

Linda joined Sterling in 2013.  As Chief Financial Officer, she specializes in private and corporate split dollar evaluation and private placement life insurance analysis and implementation.  She contributes to life insurance portfolio design, as well monitoring policy and split dollar plan performance.  Linda develops the company’s marketing and educational materials.  Her initial role at Sterling was Financial and Management reporting, Human Resources and Family Office support to the CEO.  Her various roles in the organization are the foundation for her technical skills and industry knowledge.

Linda earned a Bachelor of Science in Accounting from Babson College, where she also played 4 years of varsity tennis.  Prior to joining Sterling Resources, Linda started her career in public accounting at Arthur Andersen, LLP in Boston.  There she earned her CPA credentials and worked for 14 years in the Commercial Audit division and Operational Consulting division.

Director of Business Development

Jason Feitelberg
Director of Business Development

Jason is the 4th generation of the Feitelberg family to enter the insurance industry. He joined Sterling Resources, Ltd. in 2011 to continue the family legacy of providing liquidity solutions to high net worth families and closely held businesses. Jason leads the firm’s Institutional Business Development, building relationships with clients in the corporate, nonprofit, wealth, and family office sectors.

Prior to joining Sterling, Jason spent 6 years in investor relations at Babson Capital. He is a 2004 graduate of Colby Sawyer with a Bachelor of Science in Business Administration.

Jason has been honored by the Cape and Plymouth Business Magazine’s “40 under 40 Awards” which spotlights the region’s top young business leaders who excel in their industry and show dynamic leadership. Jason also serves as Trustee/Development Chair for Crossroads for Kids, an organization dedicated to creating a safe and caring community for children at risk.

Jason Feitelberg is a registered representative of and offers securities through The Leaders Group, Inc., Member FINRA/SIPC Supervisory Office: 26 W Dry Creek Circle, Suite 800, Littleton, CO 80120, 303-797-9080.

Check the background of this investment professional on FINRA’s BrokerCheck

Jason Feitelberg - Profile on The Marque

Principal

Heather H. Powers
Principal

Heather came to us in 2018 from Commonwealth Financial Group in Boston, where she was a Senior Partner with 29 years of service.  She will continue to build on her significant experience with the design and implementation of life insurance portfolios. Heather’s longevity in the industry makes her equally adept at new client matters and the auditing of long standing portfolios. Heather holds a Bachelor of Arts degree from Middlebury College, where she graduated Phi Beta Kappa, Magna Cum Laude. In addition, she is a Chartered Life Underwriter, Chartered Financial Consultant, and Licensed Insurance Advisor. She lives in Westwood, MA with her husband and 2 sons.

Heather Powers is a registered representative of and offers securities through The Leaders Group, Inc., Member FINRA/SIPC Supervisory Office: 26 W Dry Creek Circle, Suite 800, Littleton, CO 80120, 303-797-9080.

Check the background of this investment professional on FINRA’s BrokerCheck 

Principal

Bryan Schick
Principal

Bryan brings 25 years of experience designing solutions for clients in the insurance and reinsurance markets, working in both nationally recognized life insurance distribution companies and direct life insurance product manufacturers. Bryan most recently served as the Managing Director of Capitol Wealth Strategies and was formerly Vice President of Guardian Life Insurance. Prior to that he served as President of National Financial Partners – BVI Limited.

Bryan has extensive experience in cross-border transactions, including the establishment of offshore insurance vehicles and the launch of an international life insurance division.

Bryan has an intimate knowledge of the drivers of value in both banking and insurance sectors. His years of experience in risk analysis, design structure, and relationship management drives Sterling Resources, LTD. to create solutions that meet the needs of families, while ensuring strict alignment of interests between all parties.

Bryan holds a B.S. in Accounting from Birmingham-Southern College. He is a Certified Public Accountant as well as a Chartered Global Management Accountant. In his free time Bryan enjoys his time with his family and all things soccer.

 

Principal

Elizabeth Quanaim
Principal

At Sterling Resources, Ltd., Elizabeth helps clients establish their life insurance portfolio as she seeks to not only mitigate risk, but to assess the nature of risk over time and across various planning strategies for established portfolios.

Elizabeth entered the financial services industry as part of a risk management team focused on wealth planning for executives, business owners, and families. Having the opportunity to work with a broad spectrum of clients, each with unique circumstances, she crafted her ability to analyze and then offer a tailor-made solution for clients at every stage of their journey.

She specializes in the design, evaluation, and implementation of various multi-generational wealth transfer structures utilizing life insurance solutions. Elizabeth utilizes a holistic analysis with a broad range of inputs to develop strategies specific to a client’s distinct circumstances and ensures that all aspects of planning have been considered.

In addition to holding multiple securities licenses, Elizabeth completed both a BA in Psychology, and a Masters in Licensed Clinical Social Work from the University of Texas. Balancing education and athletics, Elizabeth also played on the Longhorn women’s volleyball team.

Elizabeth Quanaim is a registered representative of and offers securities through The Leaders Group, Inc., Member FINRA/SIPC Supervisory Office: 26 W Dry Creek Circle, Suite 800, Littleton, CO 80120, 303-797-9080.

Check the background of this investment professional on FINRA’s BrokerCheck

 

Our Team

Lael Estifanos
Marketing Analyst

Lael joined Sterling Resources in 2018. He is responsible for assisting in the development of marketing presentations, conducting market research, as well as providing direct administrative support for Tobi Silver. A self-motivated and goal oriented individual whose true nature stems from his deep involvement with Crossroads, a year round youth leadership program since 2007; Lael obtained his Bachelors of Science in Management/Marketing from Bridgewater State University in 2017.

Our Team

John Fields
Marketing/Product Analyst

John Fields is the latest addition to the Sterling Resources, Ltd. family. John brings 17 years of experience to our team in both Finance and Life Insurance. He currently holds Life & Health Insurance Licenses and Series 6, 63, 7 and 65 FINRA registrations. He is responsible for assisting in the development of marketing presentations, conducting market research and performing analytic and administrative duties for the Marketing Department and Senior Management. He is an active volunteer with the American Liver Foundation charity marathon team and is a three-time winner of the Volunteer of the Year award.

Elizabeth Quanaim is a registered representative of and offers securities through The Leaders Group, Inc., Member FINRA/SIPC Supervisory Office: 26 W Dry Creek Circle, Suite 800, Littleton, CO 80120, 303-797-9080.

Check the background of this investment professional on FINRA’s BrokerCheck 

 

Our Team

My Loi
New Business and Policyholder Support

Mimi joined Sterling Resources, Ltd. in 2010 and works in all aspects of the underwriting process and policyholder services. She is also responsible for obtaining proper carrier appointments for our producers. Mimi works with our clients’ attorneys, accountants and advisors, allowing our office to coordinate the execution and exchange of necessary supporting documents required to streamline the life insurance planning process. She entered the life insurance industry in 1988 working as a New Business Case Manager and was a liaison for agents and life underwriters for a major life insurance company for many years. Mimi holds a Bachelor of Arts in Mathematics from Boston University.

Underwriting Process: Includes preliminary forms, obtaining medical record history, coordinating examination times, providing insurance carriers entire underwriting files and negotiating the best offer for our client.Servicing: Includes but is not limited too, changes to an in force policy/contract such as, loan/withdrawal transactions, dividend option, underwriting classification updates, address changes, death benefit options and owner/beneficiary changes. In addition, our office provides a detailed Summary of Policy Values, including in force illustrations reflecting current and reduced dividend and interest rate assumptions. Our office assists our traditional, registered variable clients and private placement clients by providing forms for the execution of their desired premium allocations, fund transfers and obtain performance histories. For our private placement clients only we assist in premium notification and help execute transfers of funds among their various planning entities.

In addition, we provide assistance with coordinating life insurance and annuity products with the necessary supporting documents: Examples, Irrevocable/Revocable Trusts, Split Dollar Agreements, Collateral Assignments, LLC’s, and various administrative services.

Our Team

Carol O’Reilly
Marketing and Administration

Carol has been with Sterling Resources, Ltd. since 1998, and provides administrative support to Karl Feitelberg. In addition, she assists in the preparation of marketing presentations. She also coordinates Sterling’s events and industry presentations. Prior to joining Sterling Resources, Carol was a computer software instructor. Her experience and knowledge with various software applications have proven her to be an invaluable asset to our team.

Our Team

Kristin Perry
Kristin Perry- Executive Assistant to Karl Feitelberg

Kristin joined Sterling Resources in 2021. She is the Executive Assistant to Sterling’s Founder and CEO, Karl Feitelberg. Kristin prides herself on being the “hub” of the firm while forging new relationships with the client and partners. Kristin comes to us with 30 years of professional experience as an Executive Assistant, including 16 successful years at Toshiba Business Solutions, where she was the EA to the Northeast Regional President, assisting with the day to day operations of the business. In 2014, Kristin relocated to the South Shore in Massachusetts, where she served as the EA for the founders and Principals of a boutique investment & insurance firm in the Quincy area. She gained additional experience in the insurance and investment space in this role.

Kristin enjoys spending time with her family and friends camping, fishing and enjoying the outdoors.