The management team and staff of Sterling Resources, Ltd. are committed to maintaining their reputation for professionalism, performance, integrity and versatility within the financial services industry. Their combined experience in the industry is multifaceted bringing to Sterling Resources, Ltd., a range of knowledge necessary to focus on the challenging issues facing our clients today.

Karl J. Feitelberg
Chairman and Chief Executive Officer

As the Chairman and Chief Executive Officer of Sterling Resources, Ltd. and Sterling Resources International of Bermuda Ltd., Karl is responsible for all specialized insurance services. Karl earned a Bachelor of Arts degree in Economics from Fairfield University in 1976. He has practiced in the insurance industry since 1974. He is a licensed Insurance Advisor, and has earned designations of Chartered Life Underwriter, Chartered Financial Consultant, Trust and Estate Practitioner, Accredited Estate Planner® ; holds a FINRA Series 6 registration (Investment Company Products/Variable Contracts Limited Representative), is a member of the Association for Advanced Life Underwriting (AALU), Boston Estate Planning Council, a member of the National Association of Insurance and Financial Advisors, a member of The Society of Financial Service Professionals, and a member of the Society of Trust and Estate Practitioners* ("S.T.E.P."). Recognized both nationally and internationally, Karl is regularly invited to chair and/or speak at seminars and conferences for legal, tax, and accounting professionals and has authored several articles on International Insurance issues. CA Insurance license #749293.

* Services are performed in conjunction with one's tax and legal advisors.

Karl Feitelberg is a registered representative of and offers securities and investment advisory services through MML Investors Services, LLC., Member SIPC http://sipc.org/ Supervisory Office: 10 Charles Street, Suite 210, Providence, RI 02904-2249 Telephone 401-435-3800.

Sterling Resources Ltd., Sterling Resources Insurance Agency, and Sterling Resources International of Bermuda are not a subsidiary or affiliate of MML Investors Services, LLC, or its affiliated companies.

Gary R. Lee
Third Party Advisor Services

Gary Lee joined Sterling Resources, Ltd. to develop a Third Party Advisor practice focused on assisting attorneys, accountants, investment advisors and trustees as they work with their clients’ estate planning, business succession and employee benefit program needs.  Gary earned a Bachelor of Arts from the University of Connecticut and then went on to earn a J.D. from McGeorge School of Law and an L.L.M. in taxation from Boston University School of Law.  He has practiced in the insurance industry since 1986.  In addition to being a lawyer, Gary is a Certified Public Accountant (CPA) and a Certified Financial Planner (CFP).  He is a member of the California Bar Association, the Massachusetts Bar Association, and the American Institute of Certified Public Accountants.  Gary joins Sterling Resources after having spent the last dozen years as National Director of Insurance Consulting Services with Deloitte & Touche.  He is a published author and has spoken at numerous tax and insurance forums including the New York University Institute of Taxation and the University of Miami Heckerling Forum on Estate Planning.  Massachusetts Insurance License # 1872254.

Jason Feitelberg
Account Executive

Jason is the 4th generation of the Feitelberg family to enter the insurance industry. He joined Sterling Resources, Ltd. in 2011 to expand our estate planning business through the utilization of life insurance products. A 2004 graduate of Colby Sawyer with a Bachelor of Science in Business Administration, Jason has 5 years experience in financial services at Babson Capital and 1 year of marketing experience with Single Sources Energy Solutions. Jason is currently attending The American College working towards his Chartered Life Underwriter (CLU) designation. He currently holds Life & Health Insurance licenses and Series 7 and 66 FINRA registrations. Massachusetts Insurance License # 1900698.

Jason Feitelberg is a registered representative of and offers securities and investment advisory services through MML Investors Services, LLC., Member SIPC http://sipc.org/ Supervisory Office: 10 Charles Street, Suite 210, Providence, RI 02904-2249 Telephone 401-435-3800.

Sterling Resources Ltd., Sterling Resources Insurance Agency, and Sterling Resources International of Bermuda are not a subsidiary or affiliate of MML investors Services, LLC, or its affiliated companies.

Tobi Silver
Executive Vice President, CFO and COO

Tobi joined Sterling Resources, Ltd. in 1989. She oversees all functions of Sterling Resources ensuring a smooth and efficient operation and manages the financial aspects of our U.S. and International operations. In addition, Tobi is responsible for advanced underwriting and special marketing projects. She entered the insurance industry in 1987 as a Marketing Director, providing detailed case design as well as analysis of products and insurance carriers, to the sales associates of a general agency of a major life insurance carrier. She holds a BA in Economics from the University of Massachusetts at Amherst and an MBA in Finance and Information Systems from Northeastern University.

Caitlin McKinney
Vice President, New Business and Policyholder Service

Caitlin joined Sterling Resources, Ltd. in 1998, and is responsible for servicing our clients' inforce policies/contracts.  She is also responsible for overseeing Sterling Resources' underwriting and licensing department.  Caitlin works directly with our clients' attorneys, accountants and advisors, allowing our office to coordinate the execution and exchange of necessary supporting documents required to streamline the accounting and year-end reporting.  Each case is designed specifically to our client's needs.  She holds a Bachelor of Science in Business Administration from Emmanuel College.

Carol O'Reilly
Marketing and Administration

Carol joined Sterling Resources, Ltd. in 1998, and provides administrative support to Karl Feitelberg. In addition, she works with our producers in the preparation of illustrations and marketing presentations. She also coordinates Sterling's events and industry presentations. Prior to joining Sterling Resources, Carol was a computer software instructor. Her experience and knowledge with various software applications have proven her to be an invaluable asset to our team.

My Loi
New Business and Policyholder Support

Mimi joined Sterling Resources, Ltd. in 2010 and works in all aspects of the underwriting process and policyholder services. She is also responsible for obtaining proper carrier appointments for our producers. Mimi works with our clients' attorneys, accountants and advisors, allowing our office to coordinate the execution and exchange of necessary supporting documents required to streamline the life insurance planning process. She entered the life insurance industry in 1988 working as a New Business Case Manager and has been a liasion for agents and life underwriters for a major life insurance company for many years. Mimi holds a Bachelor of Arts in Mathematics from Boston University.

Sean O'Reilly
Administration and Technical Support

Sean joined Sterling Resources, Ltd. in 2010 and provides additional administrative and marketing support. He is also responsible for Sterling's computer support, communications and network maintenance. Prior to joining Sterling Resources, Sean received his certificate from The American International College's Computer Hardware and Networking program.

Julia Cain
Assistant to the Chief Financial Officer

Julia joined Sterling Resources, Ltd. in 1997. She is primarily responsible for Accounts Payable and Receivable and the preparation of financial statements. In addition, she manages human resource data, payroll and employee benefits. Julia holds a Bachelor of Science degree from Lesley College.

 

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Underwriting process: Includes preliminary forms, obtaining medical record history, coordinating examination times, providing insurance carriers entire underwriting files and negotiating the best offer for our client.

Servicing: Includes but is not limited to, changes to an inforce policy/contract such as, loan/withdrawal transactions, dividend option, underwriting classification updates, address changes, death benefit options and owner/beneficiary changes. In addition, our office provides a detailed Summary of Policy Values, including inforce illustrations reflecting current and reduced dividend and interest rate assumptions. Our office assists our traditional, registered variable clients and private placement clients in the execution of their desired premium allocations, fund transfers and obtain performance histories. For our private placement clients only we assist in premium notification and help execute transfers of funds among their various planning entities.

In addition, we provide assistance with coordinating life insurance and annuity products with the necessary supporting documents: Examples, Irrevocable/Revocable Trusts, Split Dollar Agreements, Collateral Assignments, LLC's, and various administrative services.