The management team and staff of Sterling Resources, Ltd. are committed to maintaining their reputation for professionalism, performance, integrity and versatility within the financial services industry. Their combined experience in the industry is multifaceted bringing to Sterling Resources, Ltd., a range of expertise necessary to focus on the challenging issues facing our clients today.

Karl J. Feitelberg
Chairman and Chief Executive Officer

As the Chairman and Chief Executive Officer of Sterling Resources, Ltd. and Sterling Resources International of Bermuda Ltd., Karl is responsible for all specialized insurance services. Karl earned a Bachelor of Arts degree in Economics from Fairfield University in 1976. He has practiced in the insurance industry since 1974. He is a licensed Insurance Advisor, Chartered Life Underwriter, Chartered Financial Consultant, and Trust and Estate Practitioner; holds a FINRA Series 6 registration (Investment Company Products/Variable Contracts Limited Representative), is a member of the Association for Advanced Life Underwriting (AALU), Boston Estate Planning Council, a member of the National Association of Insurance and Financial Advisors, a member of The Society of Financial Service Professionals, and a member of the Society of Trust and Estate Practitioners* ("S.T.E.P."). Recognized both nationally and internationally, Karl is regularly invited to chair and/or speak at seminars and conferences for legal, tax, and accounting professionals and has authored several articles on International Insurance issues. CA Insurance license #749293.

* Services are performed in conjunction with one's tax and legal advisors.

Tobi Silver
Chief Financial Officer, Chief Operations Officer

Tobi joined Sterling Resources, Ltd. in 1989. She oversees all functions of Sterling Resources ensuring a smooth and efficient operation and manages the financial aspects of our U.S. and International operations. In addition, Tobi is responsible for advanced underwriting and special marketing projects. She entered the insurance industry in 1987 as a Marketing Director, providing detailed case design as well as product and analyses of insurance carriers, to the sales associates of a general agency of a major life insurance carrier. She holds a BA in Economics from the University of Massachusetts at Amherst and an MBA in Finance and Information Systems from Northeastern University.

Caitlin Murphy
Underwriting and Service Manager

Caitlin joined Sterling Resources, Ltd. in 1998, and is responsible for managing the underwriting process through policy delivery and thereafter servicing our clients' inforce policies/contracts. She is also responsible for Sterling Resources' licenses and maintaining all state and carrier appointments. Caitlin works directly with our clients' attorneys, accountants and advisors, allowing our office to coordinate the execution and exchange of necessary supporting documents required to streamline the life insurance planning process. Each case is designed specifically to our client's needs. She holds a Bachelor of Science in Business Administration from Emmanuel College.

 

Carol O'Reilly
Administrator

Carol joined Sterling Resources, Ltd. in 1998 and is primarily responsible for providing administrative support to Karl Feitelberg. In addition, she is responsible for administrative computer support, communications and network maintenance. Prior to joining Sterling Resources, Carol was a computer software instructor. Her experience and knowledge with various software applications have proven her to be an invaluable asset to our team.

Julia Cain
Assistant to the Chief Financial Officer

Julia joined Sterling Resources, Ltd. in 1997. She is primarily responsible for Accounts Payable and Receivable and the preparation of financial statements. In addition, she manages human resource data, payroll and employee benefits. Julia holds a Bachelor of Science degree from Lesley College.

 

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Underwriting process: Includes preliminary forms, obtaining medical record history, coordinating examination times, providing insurance carriers entire underwriting files and negotiating the best offer for our client.

Servicing: Includes but is not limited to, changes to an inforce policy/contract such as, loan/withdrawal transactions, dividend option, underwriting classification updates, address changes, death benefit options and owner/beneficiary changes. In addition, our office provides a detailed Summary of Policy Values, including inforce illustrations reflecting current and reduced dividend and interest rate assumptions. Our office assists our traditional, registered variable clients and private placement clients in the execution of their desired premium allocations, fund transfers and obtain performance histories. For our private placement clients only we assist in premium notification and help execute transfers of funds among their various planning entities.

In addition, we provide assistance with coordinating life insurance and annuity products with the necessary supporting documents: Examples, Irrevocable/Revocable Trusts, Split Dollar Agreements, Collateral Assignments, LLC's, and various administrative services.